MRTurbo
SA Moderator
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Shannons
Anyone comprehensively insure with Shannons in their MR2? I called them today for a quote and they asked me ****loads of questions (date, type of speeding fines etc) then quoted me almost $1300/annum for agreed value of only $8k. Excess is fixed at $500 and you can't change it. Considering I've never had a crash/claim that was my fault, I'm now insured with Just Cars for half that with agreed value almost $11k lol Just thought I'd share.
1990 SW20 GT 3S-GTE Targa 2001 Honda CBR600F4i
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dylmrt
Vendor
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If your MR2 is your 2nd car (like it is for many), then consider NRMA classic car insurance. I got quoted about $600 comprehensive for my SW20 with agreed value of $18k. Conditions are that it must be garaged, be 15+ years old, <9,000kms use per year and you must have a daily drive.
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MANDALAY
MR2 Deity
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Whats your age ? Words of wisdom passed down to me at an early age. Its great to find a cheaper price for insurance and agreed valve BUT you will know only know how good a deal you have the day you make a claim. Shannons allows you to select which company to repair your car no matter whose fault it is Just Cars doesnt. To me thats the biggest plus in my books
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mr2pod
MR2 Aficionado
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I am with Shannons and have been for 7 years of ownership. Agreed value above purchase price and full list of mods. under $600 / year on a "limited" use package.
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MRTurbo
SA Moderator
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dylan - the MR2 is my 2nd vehicle (weekend), I ride a motorbike for a daily all year round. So its garaged 90% of the time. I think I'll give NRMA a call then, I'm only paying by the month though, so I can cancel Just cars if need be. MANDALAY - I'm over 25, considering most people make a claim on ave what, every 10 years? (hopefully I wont have to!) and I can appreciate the savings. Most crash repairers are the same to me and I dont trust most of them anyway from my experience so i only care that it gets fixed. Scott - I told the guy I only drive it on weekends and he said "so you ride your bike rain hail or shine to work?" and I said "yes, I've got plenty of gear". BUT He still put me down as 'Private Use' and 'Regular use' so "limited" must be very limited then.
1990 SW20 GT 3S-GTE Targa 2001 Honda CBR600F4i
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MRVirgin
MR2 Aficionado
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$1250 P/A on a limited use policy :/
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MRTurbo
SA Moderator
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^for yours? They obviously didnt believe mine was limited use. Going to wait for this quote from Nrma see how cheap it is.
1990 SW20 GT 3S-GTE Targa 2001 Honda CBR600F4i
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Flighter
MR2 Enthusiast
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I was with Shannons 4AGEs (very poor AW11 pun there), but just switched to Lumley Special Vehicles a couple of months ago. I couldn't see any difference in their policies but Lumley's were cheaper. They asked lots of questions, and insisted on photos, which Shannons never did, but it was worth it. I too am on a limited use policy.
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MRTurbo
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Just read the NRMA classic car PDS looks like they wont insure me unless ive had full comp claim free for over 5 years :-( looks like im staying with Just car.
1990 SW20 GT 3S-GTE Targa 2001 Honda CBR600F4i
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nissky
MR2 Aficionado
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Shannon's wouldn't give me the full limited use discount, only a partial one. It gets driven once a week. Next time ill push for it more, and if not ill shop around.
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mr2pod
MR2 Aficionado
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from shannons' product disclosure.... "Limited use is when you use your vehicle on average no more than once or twice a week. Extreme limited use is when you use your vehicle on average no more than twice a month." I'll look at my policy and give you my actual "usage" but i know i would qualify for extreme limited
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MRTurbo
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Ah well dont think i could deal with those restrictions anyway in case my bike is broken for any reason and need the 2 as a daily. **** it might get 3rd party fire and theft or something my excess is $1500 atm otherwise insurance is almost a grand which is too much. Not like the car is worth much and if its written off i'll strip it anyway and buy another body.
1990 SW20 GT 3S-GTE Targa 2001 Honda CBR600F4i
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madmr2
MR2 Enthusiast
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I've got 3 cars insured with Shannons, I'm paying just over $1000 per year for the mr2 limited use (they said limited use is up to 3 days per week) with all my mods and agreed value.
- Dustin 1992 J-Spec G-Limited Hardtop - My Bros & Mine 1994 J-Spec GT-S Hardtop - My Bros 1996 J-Spec GT-S Hardtop - MINE!!
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na/sdub
MR2 Enthusiast
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I'm with Shannons, have been for the last four years though. I have both my cars insured with them. 10 percent discount for multi policy I'm 35 with a clear driving record. My cars are an 87 AW11 (no modifications) and an 88 laser tx3 turbo (wheels, suspension, turbo and exhaust modifications) The mr2 is insured for an agreed value of $5,500 and the laser for $4,500. I have both cars in off street parking but no garage and I live in east Melbourne. My premium is $1,136 per year.
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Whore of Babylon
MR2 Aficionado
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im in need of insurance for my AW11 Full comprehensive quotes RACT: $648.15 JustCar: $519.00 Shannons: $Fk knows, they dont have MR2's on there online quote system (but cant get cover for 2 weeks untill im 25yo) NRMA: $442.16 Anyone else using a diffrent company for insurance.
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