I guess its easier for me as they are around the corner from me 1 km. They can see my car anytime and they do thats why my cars insurance value doesnt decrease by 15% every year ( devaluation ) as all insurance companies do.
 
Just pointing it out , if they are cheaper and that is important to you well, you have done well !

That makes sense now cos mine is an import. They didn't mind all my mods either. I'm careful to list everything.

Shannons is most expensive. CBA was even cheaper than them. I do know Shannons staff & friends get much better prices though. Half of what they qulte me.