I'm not saying you live anywhere untoward but I think location plays a part in pricing. Afaik know it's to do with the amount of claims made in the area.

Knightrous
I keep getting $1600-$1800 annual quotes from Shannon's, what story do you have to tell them to get reasonable pricing??

Obviously not your sorry Aaron.
Nothing special, just the cars specs. Could help I have a perfect record or I'm just an old fart, who knows.

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In my case I have two cars with them and both do under 5000km a year and lock up garage that's my true story.

I'm outside a major city, over 25, no claims, car is kept in a garage, market value (so was about 3k before I moved to RACV) and under 5000kms per year. The price was about $500 a year from memory.
 
Only reason I moved was due to Shannon's not offering fire and theft. Now that the car is in pieces in my garage I may revisit them for laid up cover though.